Contractor mortgages.

We help contractors secure a mortgage.

We understand the complexity of contracting and the difficulties it can cause when trying to secure a mortgage. Whether you have been contracting for years, or are about to start your first contract, we can help.

Your situation is niche. You need a Mortgage Hero!

The right advice.

Taking the stress out of contractor mortgages.

Getting approved for a mortgage as a contractor can be complicated, but it doesn’t have to be. At The Mortgage Heroes, we deal with contractor mortgages day in, day out, and understand you need support.

Call 01275 405 050 today or complete your details online to speak to a hero!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Secure your mortgage…

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Our heroes are ready.

Let’s sort your mortgage!

Get in touch

Our heroes are ready, day or night. Whether you’re looking for your first mortgage or remortgaging, we can help you find a mortgage and guide you through the process. We aim to get things moving within a few hours!

Find the right mortgage

The Mortgage Heroes will research the whole market to find the right mortgage for you. We will talk you through the process and let you know what things cost, and what we’ll need. We do the legwork!

Job done. Horray!

Once we have everything in place, we will guide you through to the finish line. Following that, we will proactively look to support you in the future to ensure you have the most suitable mortgage in place.

Heroes now.

And in the future.

Our experienced team at The Mortgage Heroes are passionate about ensuring our clients get the most suitable mortgage for them, now and in the future. We will be in touch once your mortgage is coming to an end and look at the options available to you.

How did the heroes help you?

I cannot thank Oliver enough. He went above and beyond. Oliver made the process easy and stress free. I would 100% recommend Oliver to anyone looking for a mortgage. Well done Oliver and thank you so very much!

Have you seen the outcome you were hoping for?

Yes, currently living in our lovely new home.

Day rate?

It’s possible!

The Mortgage Heroes are experts in helping contractors who are paid on a day rate.

We work with a hand full of lenders who can offer contractors a mortgage within this niche area. The good news is, they can potentially offer a mortgage based on your day rate, increasing your borrowing capacity.

Frequently Asked Questions

Things you should know about contractor mortgages.

This will depend on which lender is best suited to your situation. Some lenders are happy if this is your first contract and only just started or about to start as long as you have a track record within the same field under an employed status.

This will depend on which lender is best suited to your application. Some will work from your net profit figures plus your Directors salary, and others will use your director’s salary plus the dividends that you have drawn from your company. There are a handful of lenders however that will work from day rate which typically will give you a much greater borrowing capacity, to understand more call in and speak to your dedicated mortgage hero.

No, it doesn’t have to be, although the lenders are limited. We have access to some very competitive deals for contactors.

Get in touch

We can help you find a mortgage. Contact a mortgage hero today.

01275 405 050

Heroes available 7 days a week!