Contractor mortgages.

We help contractors secure a mortgage.

We understand the complexity of contracting and the difficulties it can cause when trying to secure a mortgage. Whether you have been contracting for years, or are about to start your first contract, we can help.

Your situation is niche. You need a Mortgage Hero!

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The right advice.

Taking the stress out of contractor mortgages.

Getting approved for a mortgage as a contractor can be complicated, but it doesn’t have to be. At The Mortgage Heroes, we deal with contractor mortgages day in, day out, and understand you need support.

Call 01275 405 050 today or complete your details online to speak to a hero!

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Complete the short form below and a hero will contact you about finding your contractor mortgage shortly.

Day rate?

It’s possible!

The Mortgage Heroes are experts in helping contractors who are paid on a day rate.

We work with a hand full of lenders who can offer contractors a mortgage within this niche area. The good news is, they can potentially offer a mortgage based on your day rate, increasing your borrowing capacity.

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Frequently Asked Questions

Things you should know about contractor mortgages.

This will depend on which lender is best suited to your situation. Some lenders are happy if this is your first contract and only just started or about to start as long as you have a track record within the same field under an employed status.

This will depend on which lender is best suited to your application. Some will work from your net profit figures plus your Directors salary, and others will use your director’s salary plus the dividends that you have drawn from your company. There are a handful of lenders however that will work from day rate which typically will give you a much greater borrowing capacity, to understand more call in and speak to your dedicated mortgage hero.

No, it doesn’t have to be, although the lenders are limited. We have access to some very competitive deals for contactors.

Working with high street lenders!

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We can help you find a mortgage. Contact a mortgage hero today.

01275 405 050

Heroes available 7 days a week!