Refused or Declined A Mortgage?

We can help you get a mortgage, even if you have already been refused.

If you have already had a mortgage declined in a previous application, whether based on late payments, overdrafts or a negative credit score – even if you’re refused after a mortgage in principle – don’t give up!

The Mortgage Heroes are experienced brokers that can help you find the right mortgage.

Been declined?

Don’t panic! We can help you.

There could be a number of reasons why you have had your application declined; bad credit, type of employment, type of property or simply just can’t quite borrow enough. Whatever the reason, we have seen it all before, and can help.

Call 01275 405 050 today or complete your details online to speak to a hero!

Your home may be repossessed if you do not keep up repayments on your mortgage.

Talk to a hero!

Complete the short form below and a hero will contact you about helping you find a mortgage shortly.

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Our heroes are ready.

We specialise in helping people who have had their mortgage declined or refused!

Get in touch

Our heroes are ready, day or night. Whether you’ve been declined for your first mortgage or remortgaging, we can help and guide you through the process. We aim to get things moving within a few hours!

Find the right mortgage

The Mortgage Heroes will research the whole market to find the right mortgage for you, reguardless of your circumstances. We will talk you through the process and let you know what things cost, and what we’ll need. We do the legwork!

Job done. Horray!

From declined, to approved! Wahoo! Once we have everything in place, we will guide you through to the finish line. Following that, we will proactively look to support you in the future to ensure you have the most suitable mortgage in place.

Heroes now.

And in the future.

Our experienced team at The Mortgage Heroes are passionate about ensuring our clients succeed in getting the most suitable mortgage for them, now and in the future. We will be in touch once your mortgage is coming to an end and look at the options available to you.

How did the heroes help you?

What can I say other than marvellous! The Mortgage Heroes went above and beyond to make it possible for me to buy my home at what was a very difficult time. Their knowledge of the mortgage system and who to approach was first class and it really did pay to leave it to the experts! I can’t thank the team enough if honest; as my options were very limited so needed a quick solution – and they found it !

Have you seen the outcome you were hoping for?

Yes, we overcame the hurdles and we’re now in our new home!

Don’t give up!

We can help you get a mortgage!

We have access to thousands of deals from across the market, so there is a strong chance that one of these lenders will be able to help you.

We have direct access to the banks underwriters meaning we can speak to them and put your case forward in the strongest light.

Frequently Asked Questions

Things you should know about getting a mortgage after being declined.

This could be for a number of reasons. The main ones would be property type, impaired credit, non-standard income or just borrowing capacity.

Yes, this is fine. We would advise speaking to us first to avoid you running multiple credit checks. Let our knowledge find you the right lender.

Yes, this can affect your score and chances of being approved for a mortgage if running multiple credit checks. Speak to us today so we can decide which lenders are best suited to your situation before running credit checks.

Working with high street lenders!

We’re ready to be your hero.

Get an answer

Take a look at the usual questions we help with

Ask us anything

Have a question not covered by our FAQs? Contact a hero!