Foster care mortgages.

Caring for the people that care.

It’s a fact that we help foster carers find a mortgage. We appreciate that finding a mortgage through the majority of high street lenders can be difficult due to the way your income is paid. We admire what you do, and we really want to help.

We are experts in foster care mortgages. Speak to a hero!

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You care. We care.

Fostering for more than 6 months? We can help.

We are experts at helping foster carers secure a mortgage. The process doesn’t have to be stressful and doesn’t have to take a lifetime. We understand the complexities and nature of your situation.

Call 01275 464 729 today or complete your details online to speak to a hero!

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Heroes for heroes!

Complete the short form below and a hero will contact you about finding your foster care mortgage shortly.

We make it simple

Don’t worry, the way you get paid is fine.

The Mortgage Heroes get it. We have vast experience in helping foster carers secure a mortgage.

We have a wealth of knowledge in this sector. We have supported foster carers with short and long term placements, special guardianship, respite care and adoption.

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Frequently Asked Questions

Things you should know about getting a foster care mortgage.

When lenders assess your income, they typically use the income which is taxable. Due to the large tax breaks foster carers receive, this can seriously affect the amount you can borrow. How long you have been fostering can also have an impact on your application.

You need to have been fostering for a minimum of at least 6 months.

Yes, we have great relationships with some of the leading lenders in the UK which will accept 100% of your foster income.

No, they don’t have to be, however the amount of lenders is limited. We have access to some very competitive deals for foster carers.

The short answer is yes! We deal with foster carers on a daily basis. We understand how your income works, and the different types of fostering (including short and long term placements, respite care, special guardianship and adoption).

Working with high street lenders!

Get in touch

We can help you find a mortgage. Contact a mortgage hero today.

01275 464 729

Heroes available 7 days a week!