Bad credit mortgages.

Don’t panic! We understand. And we will help!

We appreciate not everybody has a perfect credit history. Fortunately for you, The Mortgage Heroes are experts in this field, and have helped hundreds of people like you. No matter your situation, we can help.

Need a hero? Look no further.

Bad Credit? No problem.

Helping people with bad credit get a mortgage is what we do.

The Mortgage Heroes specialise at supporting people who have bad credit and can help you secure the most appropriate mortgage for you. Regardless of having county court judgements, defaults, late/missed payments, bankruptcy, IVAs or other forms of debt, you can trust The Mortgage Heroes to get the right mortgage for you.

Call 01275 405 050 today or complete your details online to speak to a hero!

Your home may be repossessed if you do not keep up repayments on your mortgage.

A hero awaits!

Complete the short form below and a hero will contact you about helping you find mortgage.

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Our heroes are ready.

Let’s sort your mortgage!

Get in touch

Our heroes are ready, day or night. Whether you’re looking for your first mortgage or remortgaging, we can help you find a mortgage and guide you through the process. We aim to get things moving within a few hours!

Find the right mortgage

The Mortgage Heroes will research the whole market to find the right mortgage for you. We will talk you through the process and let you know what things cost, and what we’ll need. We do the legwork!

Job done. Hurray!

Once we have everything in place, we will guide you through to the finish line. Following that, we will proactively look to support you in the future to ensure you have the most suitable mortgage in place.

Heroes now.

And in the future.

Our experienced team at The Mortgage Heroes are passionate about ensuring our clients get the most suitable mortgage for them, now and in the future. We will be in touch once your mortgage is coming to an end and look at the options available to you.

How did the heroes help you?

Oliver was amazing- professional and polite throughout the whole process. He explained everything to us in a clear and concise manner, ensuring we understood all our options before making a final decision. I will be recommending mortgage heroes to family & friends and will definitely use them again the future. Thanks again Oliver!

Have you seen the outcome you were hoping for?

Absolutely, I’m a solo homeowner at 28 and never thought that would be possible.

Bad Credit?

It doesn’t cost the earth to get a mortgage!

It’s not complicated and it doesn’t have to be expensive. We have access to thousands of mortgage deals and The Mortgage Heroes can help you secure the most appropriate deal for you, no matter the severity of your financial history.

We’re real people, and appreciate real situations. Speak to a human. Speak to a hero.

Frequently Asked Questions

Things you should know about bad credit mortgages.

Simply put, yes! This is absolutely possible, but may be a little more restrictive when finding you a lender. We have helped people get a mortgage that have had the one or more of the following credit issues:

  • No credit history and low credit score
  • Multiple late and overdue payments
  • Missed mortgage payments
  • Defaults and IVA’s
  • Payday Loans
  • CCJ (County Court Judgements)
  • Repossessions
  • Debt Management Schemes
  • Bankruptcy

This will depend on the severity of your credit profile and your individual situation. If we need to use a specialist lender then the interest rates and fees are likely to be higher.

You would need to register with a credit reference agency. You can click here to provide you with a comprehensive credit report.

By clicking the link, you will need to register your details with Checkmyfile and enter into a free 30-day trial period. This will allow enough time for you to register your information and download your report. You are free to cancel this trial period at any time during the 30-day free trial period without penalty. Should you fail or choose not to do so, Checkmyfile will charge you a subscription fee of £14.99 per month thereafter.

To get the best from this service, please ensure you register all of your primary and/or associated addresses within the last 6 years.

The Mortgage Heroes Southwest Ltd will receive a payment of £12 per free trial entered into via the link to Checkmyfile’s website. This is payable whether you cancel the trial period or not.

It should be noted that lenders will not be assessing the report produced from Checkmyfile and will undertake their own research and assessment.

* By clicking the link you’re departing from the regulatory website of The Mortgage Heroes Southwest Ltd . Neither The Mortgage Heroes Southwest Ltd nor Quilter Financial Planning are responsible for the accuracy of the information contained within their site. Details of how to unsubscribe or cancel this service, is available directly from the Checkmyfile website under their T&C’s which states “If you wish to cancel your subscription, please log in and send us a Secure Message at any time, email us, or call us on our Freephone telephone number 0800 086 9360 during normal office hours. In all cases we will provide you with a cancellation reference code in confirmation.

This is usually possible. As all banks have their own lending criteria, a mortgage broker can help get you the best deal for your situation.

We aim to get you a decision within a couple of hours.

Get in touch

We can help you find a mortgage. Contact a mortgage hero today.

01275 405 050
hero@themortgageheroes.co.uk

Heroes available 7 days a week!